fascinating
Things; I want to remember, Memories, a scrap book. Musings, thoughts. u can call me Ke7in. This stuff is more personal than my other blogz... This name is also used on one of them. Here Be Dragons, is what early map makes put on maps in unexplored areas.
Monday, February 13, 2012
Sunday, February 05, 2012
Blog Post #Brandsterbation specifically GE
http://www.scribd.com/doc/80573303
I own this perfectly nifty device, that pairs my bluetooth enabled cell phone to a landline phone. Only recently experiencing the POTS landline service while house sitting, naturally I wanted to give it a whirl. But after a cross country move, I was not sure I had the manual.
--
Kevin ... K3vin ... Ke7in ... Kev1n2
Thursday, March 18, 2010
Social networks
I have been introduced to so many kindred spirits through FaceBook and Twitter and the like. I realise this is not groundbreaking.
I just needed to start blogging more and that's what was on my mind. And when o blog about something, I feel like Goober Pyle with a beard. Everything is worth expressing.
Rev Kev
Tuesday, December 01, 2009
ebooks
this is my best attempt before moving on to another task.
the book was published in 1915. It is unarguably in the public domain.
- related, I also created an RSS Feed for "My Utmost for His Highest" it should provide a link to the devotional for the day you view it. I have not tried it tomorrow yet, but today, it works.
and so it goes
###
Imdb
My friend. Claude Miles is on IMDB. I was an extra in one of his movies. http://www.imdb.com/name/nm3014429/
---
Kevin,
sent by my Droid
Thursday, September 17, 2009
Best of Gadgetwise
From: "NYTimes.com"
Date: Thu, 17 Sep 2009 14:01:21 -0400
Subject: Personal Tech: Taxi Tidbits and Techno-Tales
If you have trouble reading this e-mail, go to:
September 17, 2009
Personal Tech
Taxi Tidbits and Techno-Tales
By DAVID POGUE
This week, I had the honor of hosting a most unusual panel. It was at
the annual conference of the International Association of Transport
Regulators--basically, the governing bodies of taxi systems all over
the world--and it was hosted by the New York Taxi & Limousine
Commission (the TLC). The panel was about the future of taxi
technology.
I've always thought that it's cool to meet the people at the center of
huge operations that touch thousands of lives a day. Meeting the
people who run the world's most famous taxi operation--the TLC--is
like meeting whoever runs the subway system, or the tax system, or the
weather.
I'm obviously not a taxi-industry person. So I did what any sane
panel-hoster would do: beforehand, I pinged Twitter for ideas.
A number of the responses addressed one screamingly obvious problem:
matching up taxis with people who want them. Until the two parties
have a more efficient way to connect (GPS? smartphone app? text
message?), both will continue to spend way too much time fruitlessly
hunting for each other.
Lots of people want Wi-Fi in the cabs. Lots want GPS on the back-seat
screen, so you can monitor the cab's route and avoid being swindled.
There were many hopes for quicker payment methods, too,
pay-by-cellphone systems.
In the discussion that followed, and in various chats with TLC
staffers, I learned all kinds of interesting things about New York's
taxi system:
* There are 13,000 taxis in New York--and three times as many "black
cars" (freelance drivers for hire). The average cab makes 55 trips a
day, averaging 14 minutes.
* There's a good reason why there's no GPS navigation in cabs: the
drivers of New York's 13,000 taxis despise the idea. It makes them
feel monitored, spied on. It's a toxic hot-button issue for them.
* There's a good reason why there's no still no wireless way to let
taxi drivers know you want a cab. Or, rather, a bad reason.
In the 1970's, New York made a deal with the taxi drivers and the
"black car" drivers. The rule: Black cars aren't allowed to pick up
passengers spontaneously hailing on the street; those people are for
the yellow cabs only. On the other hand, in New York, you can't call
ahead for a yellow cab; that would eat into the black cars' business.
There are, in fact, smartphone apps that let you summon a cab to your
position, like TaxiMagic for the iPhone. But they can't call cabs in
New York. Why? Because summoning a taxi like this is against the law.
That's not hailing; it's prearrangement, and that's the domain of the
black cars.
I don't know. If I were the taxi union, I'd argue that the definition
of "hailing" has to change with the times. Surely sending out an "I'm
here! Come pick me up" signal, by Taxi Magic, text message or
whatever, is little more than a modern-day version of sticking your
arm out at the curb.
* Know what over 50 percent of the consumer calls to the TLC are
about? Want to guess? Anybody? Anybody?
Things left behind in taxis.
Allan Fromberg, deputy commissioner for public affairs at the TLC,
told me that *stringed instruments* make up a bizarrely
disproportionate number of the things people leave in cabs. Violins,
violas, and cellos. "Nobody knows why," he told me. "It's a Bermuda
Triangle thing."
I could not stop grinning when he told me what he had planned for the
third day of the conference, yesterday: a concert performed entirely
by musicians using the instruments they'd left in taxis--and later
recovered.
* One of my Twitter respondents asked for a return of the celebrity
recordings that, for six years in the 90's, greeted everyone who
entered a NYC taxi and urged them to buckle up. Danny DeVito, Eartha
Kitt, Elmo--there were 38 different celebrity recordings in all.
"How come you discontinued that?" I asked Mr. Fromberg.
"Because people hated it," he said with a hint of disappointment.
* You can't believe how much behind-the-scenes lobbying and regulating
goes on in the NYC taxi business: safety, anti-corruption policies,
work rules, and on and on. You have to get your car inspected every
four months. Windows can't be more than 70 percent tinted. And so on.
For example, dispatchers can send messages to the screens of
individual taxis. But they don't show up until the car is going 0
miles an hour. To prevent distraction, they pile up until the car is
stopped. (Emergency messages can blast past this limitation.)
* Taxi drivers aren't allowed to drive more than 12 hours a day. In
this economy, nobody's putting much energy into enforcing that
particular rule. But it's interesting to note that, if necessary, the
fleet operators can turn off a taxi's meter remotely--or even, in some
systems, the engine as well.
Wild, huh?
Anyway, as you can tell, the air was full of interesting taxi tidbits
and techno-tales; I'm sure there's enough more to fill a book.
In the meantime, I'll look forward to the day Wi-Fi comes to the
already tricked-out techno-cabs of New York City.
Visit David Pogue on the Web at DavidPogue.com »
Get home delivery of The New York Times for as low as $3.15 a week.
Personal Tech
Taming Your Digital Distractions
By FARHAD MANJOO
Programs to improve productivity range from those that monitor your
habits to those that block time-wasting sites.
State of the Art
Tuning In a Zippier Zune
By DAVID POGUE
Despite new features, Microsoft's Zune music/video player may still
play second fiddle to the iPod.
Adding Memory to Vista
By J. D. BIERSDORFER
I upgraded the RAM on my laptop to four gigabytes, but when I check to
see how much memory I have now, it only says about three gigabytes.
Could there be something wrong with the chips?
Tip of the Week: Opera Offers Faster Surfing Away From Home
By J. D. BIERSDORFER
If you travel frequently and are at the mercy of a dial-up connection,
tethered cellphone or an overloaded Wi-Fi network, loading up a copy
of the latest Opera browser might help.
Go to Personal Tech »
Best of Gadgetwise
App of the Week: Turn Your Phone Into a Mouse
By ROY FURCHGOTT
The Mobile Air Mouse turns an iPhone into a trackpad or mouse. It's
useful, though not always easy to master.
Kodak Introduces Money-Saving Photo Printers
By RIK FAIRLIE
Kodak says its new all-in-one printers can save you $110 a year in ink costs.
Microsoft Portable Keyboard Cuts Down on Heft, Logic
By STEPHEN WILLIAMS
Microsoft will gladly sell you a portable keyboard to go along with
your portable computer. Yes, you read that right.
Gadgetwise Blog
Sony's First Wireless Blu-ray Player
By ERIC A. TAUB
Sony introduces new slim TVs and a Blu-ray player that can connect to
the Internet wirelessly.
Multimedia
Video: Distracted Drivers
Most people are aware of the dangers of trying to multitask while
driving, but most continue to do it anyway.
Go to Series: Driven to Distraction »
Interactive Feature: Gauging Your Distraction
A game illustrates the potential consequences of distractions like
texting on your driving ability.
Driven to Distraction: Previous Articles in the Series »
Multimedia
To watch David Pogue's latest video, please visit nytimes.com/pogue.
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--
---
and so it goes
###
Sunday, September 06, 2009
NYTimes.com: How Did Economists Get It So Wrong?
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Wednesday, August 19, 2009
Fly in the ointment, as threat, or cure
I am going to make the following assumptions. My entire treatise is based on these assumptions.
- A) People want everyone to have access to health care.
- B) Nobody wants their own access to health care compromised.
- C) Nobody wants to pay "too much" for it.
- D) People want superior health care.
Now the funs stuff begins. I will state a few challenges.
How many of the protesters at the town meetings have health care, through jobs, unions or other?
How many of these are subject to assumption B?
Currently the health care delivery system has three basic payers for services.
- 1) Self-pay
- 2) Private 3rd party payer (Insurance through work or self policy)
- 3) Government (Medicare, Medicaid, VA Chp etc).
These players all charge and bill and pay each other and ultimately the nation's health care system continues. Payers #s 2 & 3 negotiate or impose fee schedules for services based on "usual and customary" charges. There is some controversy as to how those are computed, which I will not get into here. The end result is 2 & 3 pay what they pay, and the provider must write off the rest. Its not unlike having a coupon. A shopper with a coupon is like a patient with a 3rd party payer. The example is not 100% true because retailers can treat some of those coupons like vouchers in which the manufacturers reimburse the retailers for the discount. But from the customer standpoint the experience is the same.
So if a provider has a price for a procedure of $1000 and payer number 2 only pays $800 and payer number 3 only pays $750, why does the self payer still get billed the full $1000? Same reason you don't get double coupons if you don't bring the coupons. Because.
The $1000 price is a result of the provider needing to pool all the payments received for that service against all the costs associated with providing that service. If there is not enough profit (or reserves in the case of NonP), then something must happen. What about the self pay people that do not actually pay? Noncollectable debt is factored in as a business expense as well. Perhaps for example, of every $10,000 billed to patients, the provider can expect $7000, then $3000 is an expense of doing business. Not unlike sales commissions, visa charges or license fees.
So in a simple example of three patients, John uninsured, Beth insured, Chris Medicare each get the $1000 procedure. The provider can expect $2250 of the $3000 billed.
But there is another more insidious price policy other than the time honored supply and demand. What the market will bear. Supply and demand is great when people pay attention to prices. But when someone is paying for you, it is real easy to ignore inflation. Plus since the providers are really not getting 100% of their prices anyway, the "real price" is the average price after discount not the posted price. in my example $750. Think Manufactures List Price on a car. The price above the "real" price at Wal-Mart. Have you ever been to a department store to see a 25% off sign on something that months ago cost 30% less at full price?
So people with Insurance are not sensitive to price increases. This is the main reason behind co-pays. To put a price of transactions so that consumers will remember they are spending money, if just a nominal amount.
OK, so what is my fly in the ointment?
Forbid health benefits with employment or union membership. Require all providers of said benefits, to put that money in a tax free account for the recipients and let the consumers shop around for their own health care. My idea is once people realize HOW EXPENSIVE it really is, even though they will be no worse off in the end run, they will be more sympathetic to the plight of those without benefits. There may be an added benefit to the self pay insurance market with this too. Risk pooling will be out of whack. Currently large corporations with vast numbers of employees get preferred rates from insurers because of pooling the risk across the board of the smokers, the women of child bearing age, the healthy young guns and what have you. But when someone like me, applies for insurance, I may be considered a poor risk because of th mere fact I am applying for it. Am I simply that risk averse, or do I know something.
I am not sure if anyone knows the feeling of finding out I had heart disease, 2 months after letting my health insurance lapse due to a temporary budget crisis. But it was pretty horrible. I racked up 6 figures of debt with no realistic out. I was being responsible, right up until I made a fateful decision that I was "healthy enough" and I would catch up in a few months, better pay for my heat instead this winter. I am not bringing this up to garner sympathy, in fact it may have the effect of tainting the reader's view of my position as being self serving. Currently I live on disability and receive Medicare parts A,B & D.
---
and so it goes
###
Wednesday, May 13, 2009
Taxes on students
I read today that the mayor of Providence RI wants to institute a head
tax on students to the order of 300 dollars a year. The stated
assumption is that students do not pay their fare share toward the
government services that they consume. I will use municipalities common
revenue sources in my argument.
All renters pay property tax as part of their rent. True not an extra fee, but as a cost of doing
business, landlords include property taxes as one of there inputs. ie
Buyers of bread indirectly pay for the wheat to the farmers. Colleges
do not pay property taxes, but some, Brown included, pay cities funds
in lieu of taxes. On campus students indirectly already contribute to
those payments. Cities also like to point out that College land is
tax exempt. Is it safe to assume adjacent commercial ad residential
property would be valued as high if the college wasn't there? Payroll
taxes are paid by the many students that work. Sales tax is paid by
student purchases.
The average citizen pays for city services in the exact same way.
College aged citizens pay about the same in this way as do the
students. The use tax idea falls flat to me. It looks much more like
a discriminatory tax toward a class that may not be registered to vote
in the city, that may not be able to speak out in a ongoing basis. It
may also be a Town & Gown war, where the "poor" townies want to
extract as much cash from the "Rich" students. An unlikely worst
case scenario students choose to learn in cities that value their
presence. Enrollment drops, Instructors are laid off, move. Schools
have moved localities as well. I would think P,RI is a big enough boy
to not be threatened by they student body that is no different in
fundamentals than the year round residents. I live in Lexington, KY.
Here we have a massive student body. If something like this would
ever be raised here, I will counter my surprise with much more
examples than in this small blog.--
-RK
Kevin ... K3vin ... Ke7in
http://twitter.com/ke7in
"Honest differences of opinion should never be permitted to destroy a
friendship" - Chaim Potok, The Chosen
Wednesday, April 29, 2009
Caleb Kalev
as biblical. Tonight, I looked the name up. I found the bible story.
The Hebrew form of the name is Kalev, which is also a name common in
Estonia. Both Estonia and Finland are part of a region known as
Kaleva. The epic Kalevala is based on the oral traditions of that
region. Just more coincidences.
--
-RK
Kevin ... K3vin ... Ke7in
http://twitter.com/ke7in
"Honest differences of opinion should never be permitted to destroy a
friendship" - Chaim Potok, The Chosen